You’ve (hopefully) already insured your beautiful new ring—great start! Now, let’s talk about protecting the big day itself. Weddings take months to plan and cost a lot, but even the best plans can hit unexpected bumps. That’s where wedding insurance comes in.
Together, with EventGuard we’re here to make it simple. Choose between event liability or event cancellation insurance (or both!), with customizations that make your policy fit your big day. Have an AI-powered chat to learn, customize, and purchase affordable coverage you can count on, so you can focus on celebrating, not stressing.
Provides coverage that protects you from event-related liabilities, including defense costs. Includes Host Liquor Liability for alcohol-related incidents. Many venues require this protection and may ask to be listed as Additional Insured.
Coverage may include:
Safeguard your wedding investment with coverage for non-refundable costs if unforeseen events force cancellation or postponement—like severe weather, illness, military deployment, or venue closure. May include extra protection for vendor no-shows, last-minute fixes, and even loss or damage to attire, jewelry, and gifts.
Coverage may include
Your venue might require wedding insurance, but even if they don’t, it’s a smart way to protect your big day. It covers unexpected events that could throw plans off track:
If the bride’s wedding gown or groom’s tuxedo is lost or damaged, your policy will cover its replacement or repair.
If an alcohol-related mishap occurs on your big day, your policy includes liability coverage.
If a vendor goes out of business, declares bankruptcy, or fails to show up, we will get you reimbursed.
If your wedding jewelry gets damaged or goes missing, your policy covers the cost of repair or replacement.
If severe weather forces you to postpone your wedding, you can expect reimbursement for covered expenses.
If your photographer’s camera drops into the lake - erasing your wedding day photos—you’re covered for the cost to retake new photos.
If the bride or groom is unexpectedly called up to active duty, you’ll be reimbursed for non-recoverable expenses.
If a wedding gift gets damaged, your policy covers the repair or replacement cost.
If your wedding needs to be postponed due to sudden illness, you’re covered for certain non-recoverable expenses.
If a vendor becomes unavailable and you need to find a last-minute replacement, you will be reimbursed for any difference in cost.
If a guest or third party is injured at your event - you are protected.
If damage occurs to the venue or any rented equipment, your policy can provide necessary coverage.
Wedding insurance policies can start as low as $100.
Elements of your wedding day that may impact this cost include:
The location of your wedding can impact your premium.
Larger events may require more coverage.
Higher coverage limits for various aspects of the wedding may increase your premium.
Adding optional coverages such as liability coverage, liquor liability, or coverage for additional expenses can raise your cost.
Longer events or multi-day celebrations may require more coverage, impacting your premium.
Unique aspects of your wedding may also affect your policy.
Becky and Aaron
spent months planning their destination wedding in Puerto Rico. But on their wedding day, a category four hurricane wrecked their reception site. With wedding insurance, their deposit for the space would be reimbursed.
Cindy
bought the wedding dress of her dreams. But when she went to pick it up following alterations, she saw an "Out of Business" sign in the window of the dress shop, and couldn’t get to her gown. With wedding insurance, Cindy would be reimbursed for the cost of the dress.
Kelly and Roberto
enjoyed their beautiful wedding until their photographer called to say their wedding photos were ruined during the development process. With wedding insurance, the cost of retaking their wedding photos would be covered.
The best time to buy wedding insurance is when you start making vendor deposits. This way, you’re covered from day one of planning through the last dance.
Via an AI-powered conversation, you can get coverage in as little as 3 minutes.
(state, coverage type, budget, etc.)
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Using the AI agent below, you can get coverage without leaving the page. Then, you'll receive a copy of your policy via email.